Bankruptcy Law in Northeast Ohio
Chapter 7
Chapter 7 can eliminate many forms of unsecured debt, including credit cards, medical bills and personal loans, subject to eligibility and applicable exemptions.
Chapter 13
Chapter 13 is generally a court-supervised repayment plan lasting three to five years. It can be useful when a client needs time to reorganize debt or protect certain property.
Creditor Pressure
Bankruptcy protections can stop or limit many collection activities after a case is filed. The right strategy depends on the client’s debts, assets, income and goals.
Every case is different. The information on this page is general and is not a substitute for legal advice about your specific situation.